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Working at January means solving the most complex problems at the intersection of technology and consumer finance. Every day I'm energized by this work, and by my teammates who bring heart, determination, and relentless curiosity to everything we do.
We bring clarity and empathy to an industry often clouded by intimidation and misinformation. By providing clear information and flexible options, we empower consumers to take control of their financial recovery with confidence.
It's rewarding to know that our work directly improves consumers' financial situations. We create solutions that not only support our clients but also make a meaningful impact for the people who need it most.
With backing from top-tier investors, we’re scaling fast, expanding our team, advancing our technology, and reshaping consumer finance. This funding isn’t just fueling growth -- it’s proof that we’re building something wonderful. For new hires, that means competitive pay, equity, and real career opportunities at a company that’s here to stay.
Over time, more thoughtful decision-making will lead to better overall results. Results matter a lot. That said, we appreciate that good decisions and good processes can have bad outcomes. As a result, we focus on judging decisions not only on the outcome, but the process behind them. Thoughtful process should enhance, not handicap, execution.
We believe rigorous prioritization and decision making is the best way to work efficiently and deliver quality results. At the same time, we must make progress in the face of uncertainty. Rigor doesn't mean waiting for perfect information. It means making the best decision possible with the information you have or can easily acquire in proportion to risk.
We believe that we’re surrounded by a team of individuals that each contributes their all. We assume the best of intentions from each other. Ultimately, we believe that the assumption of positive intent improves relationships, collaboration, and our own satisfaction.
There are countless layers of “why?” to our actions and decisions. The closer we get to the crux of a matter, the better we can answer questions around relevance, urgency, impact, and trade-offs. Ultimately, sharing the “why” through context-setting facilitates better decision-making, collaboration, and stakeholder alignment.
By surfacing feedback regularly, we identify problems and opportunities, correct misperceptions, improve alignment, and accelerate our own and our company’s development. We embrace short feedback loops through weekly one-on-ones, bi-monthly reflections, and more.
We believe that having fun, maintaining good humor, and celebrating all wins makes the journey that much better for us all. We celebrate the small wins along the way: a borrower testimonial or payment, an improvement in a part of our funnel, a client placing more accounts with us, improved margins, or finding a great new place for lunch. In fact, we even have a #wins channel to share and catalog these achievements.
Thoughtful writing scales ideas. As a distributed team in a heavily-regulated industry, good writing improves collaboration, minimizes information silos, and ensures we execute against our strategy and necessary protocols.
Our culture celebrates those who step forward - whether by suggesting innovative solutions, tackling problems before they escalate, or identifying opportunities without waiting for directions.
At January, we’re looking for exceptional people who want to be the best at what they do and believe this is the place to make that happen. We also believe that diverse teams build better products and create stronger outcomes. Our rigorous hiring process is designed to to be fair and unbiased, and to identify top talent through clearly defined competencies, structured assessments, and objective evaluation criteria.
During your interview journey, you’ll take part in conversations that dive deep into your experiences, explore your critical thinking and problem-solving skills, and showcase your ability to collaborate effectively. We value diverse perspectives, seek out voices that challenge our thinking, and invest in creating an inclusive workplace where everyone can thrive.
If you’re passionate, driven, and eager to do your best work alongside exceptional colleagues, we can’t wait to meet you.
Over time, more thoughtful decision-making will lead to better overall results. Results matter a lot. That said, we appreciate that good decisions and good processes can have bad outcomes. As a result, we focus on judging decisions not only on the outcome, but the process behind them. Thoughtful process should enhance, not handicap, execution.
We believe rigorous prioritization and decision making is the best way to work efficiently and deliver quality results. At the same time, we must make progress in the face of uncertainty. Rigor doesn't mean waiting for perfect information. It means making the best decision possible with the information you have or can easily acquire in proportion to risk.
We believe that we’re surrounded by a team of individuals that each contributes their all. We assume the best of intentions from each other. Ultimately, we believe that the assumption of positive intent improves relationships, collaboration, and our own satisfaction.
There are countless layers of “why?” to our actions and decisions. The closer we get to the crux of a matter, the better we can answer questions around relevance, urgency, impact, and trade-offs. Ultimately, sharing the “why” through context-setting facilitates better decision-making, collaboration, and stakeholder alignment.
By surfacing feedback regularly, we identify problems and opportunities, correct misperceptions, improve alignment, and accelerate our own and our company’s development. We embrace short feedback loops through weekly one-on-ones, bi-monthly reflections, and more.
We believe that having fun, maintaining good humor, and celebrating all wins makes the journey that much better for us all. We celebrate the small wins along the way: a consumer testimonial or payment, an improvement in a part of our funnel, a client placing more accounts with us, improved margins, or finding a great new place for lunch. In fact, we even have a #wins channel to share and catalog these achievements.
Thoughtful writing scales ideas. As a distributed team in a heavily-regulated industry, good writing improves collaboration, minimizes information silos, and ensures we execute against our strategy and necessary protocols.
Our culture celebrates those who step forward - whether by suggesting innovative solutions, tackling problems before they escalate, or identifying opportunities without waiting for directions.
At January, we’re looking for exceptional people who want to be the best at what they do and believe this is the place to make that happen. We also believe that diverse teams build better products and create stronger outcomes. Our rigorous hiring process is designed to to be fair and unbiased, and to identify top talent through clearly defined competencies, structured assessments, and objective evaluation criteria.
During your interview journey, you’ll take part in conversations that dive deep into your experiences, explore your critical thinking and problem-solving skills, and showcase your ability to collaborate effectively. We value diverse perspectives, seek out voices that challenge our thinking, and invest in creating an inclusive workplace where everyone can thrive.
If you’re passionate, driven, and eager to do your best work alongside exceptional colleagues, we can’t wait to meet you.
